Comparative study of Public and Private Banks in Housing Loan Sector

Prabha Garg

Abstract


In this study I will compare the public and private sector banks in housing loan I have taken six banks, three from public sector and three from private sector i.e SBI, PNB, CANARA BANK AND HDFC, AXIS BANK, ICICI BANK. The sample size of my study is 300. In both the sector all the respondents are interested in floating rate of interest not fixed rate of interest because they believe in flexibility and the criteria considered by the respondent in selecting the home loan are flexible repayment period because the procedure of these banks is very simple as compare to public sector bank. The respondents know about the rate of interest, in public sector the rate of interest is lower as compare to private sector but now a days the taste and the preference of the customer is changed because they want to use easiest method for availing the home loan. In my research all the respondent want easy availability whether it is from public or private sector.


Keywords


: SBI, PNB, CANARA Bank, HDFC Bank, AXIS Bank AND ICICI Bank

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