Corporate Image, Perceived Value and Customers’ Acceptance of Islamic Micro Finance in Kano State Nigeria: The Moderating Effect of Religiosity

Surajo Musa Yakubu


The purpose of this study paper is to explore the model in the area of examining the moderating effect of religiosity in the relationship between corporate image and perceived value with acceptance of Islamic micro finance as dependent construct. Many can benefit from the outcome of this study among which include government agencies; shareholders; stock exchange commission; Central Bank of Nigeria;  and other financial institution can use  and serve as guidance that motivate them invest their capital. Also the result will be utilize in making policies and programmed on both Islamic and conventional micro finance financial institutions. Therefore, the study outcomes would be beneficial to corporate bodies; stakeholders; financial institution which further identified the suitable Islamic micro finance factors such as corporate image, perceived value that considered in the research as factors that could determine Islamic micro finance acceptability in Kano State of Nigeria.


The Customers’ Acceptance of Islamic Micro Finance, Corporate Image, Perceived Value, Religiosity, Conceptual Framework.

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